Before hte year end, my husband and I scheduled some planning for 2010. Well, it has been a "tradition" for us for the past 4 years of our married life. We evaluate our present year, learn from our mistakes and plan for the year ahead. It doesn't necessarily mean that all plans be executed, but we carefully plan on things so as to set our budget and expenses too. We try to balance everything, from travel, parties, shopping and savings of course.
One of our major plan for next year would be our dream home. We both think that 2010 would be perfect for a good start because we are done with our car's monthly amortization. First on our step would be to look for possible house and lots at our chosen area, which is very near his workplace. We have a target subdivision already, and hopefully we can find some really great deals when we go and check it out. Second step would concern the financial matter. Since we cannot afford to get it in cash, we need to apply on some housing loans . This is where we need to focus seriously. There's a lot of mortgage loans and re financing options today ,and I am so confused of which one to get. I know that I need to compare the rates and interests they offer to their clients. I also saw the term Mortgage Lending , and I still have to read more about it.There is a lot of Mortgage Loan Programs at this particualr website that I am viewing, I just need to choose which one suits our needs best, then I will send them an inquiry online thru the website. There's the conventional Home Loans, USDA Mortgage Loans and even credit repair.
Now, I have something to report to my husband when we sit down for our 2010 plans. I hope that by that time, I already have some quotations so we will have a rough estimate on how much it would cost us and if it is still feasible for us to get our dream home next year. Aside from that, I will also research more on their payment terms and check the feedback from their past clients. I am almost sure that they are of outstanding status, so no need to worry on that, right? well, wish us luck with our Home plans.
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