“Having someone to love is family, having some place to live is home and having both is a blessing.” To be
blessed, choose a best home, where you and your family can live happily. If you
are seriously concerned about this, the following tips could help you better.
ü Research on internet by visiting
reputed home selling sites like rightmove, PrimeLocation and so on
ü Take the help of your friends or
relatives
ü Look for paper ads and TV
advertisements
ü Contact your nearest real estate
agent
ü Pen down your own ideas
ü Prepare a list of your requirements
Geographical location
Geographical location of your home is an important issue to
consider. So be conscious while selecting the particular area; once you make the purchase there is not much
that you can do, even if you find out that the place is not safe or is remotely
located. Some factors that you must consider are:
ü Neighbours
ü Proximity to your work place
ü Propinquity to family and friends’
places
ü Safety
ü Vicinity to Leisure Activities
To get a clear idea about that particular region, a visit
during day time and night can be useful. Also, talk to neighbours to find out
if the neighbourhood is hostile or friendly.
Facilities
Check whether the house has all essential facilities that
you need in your daily life. Some of them are:
ü Availability of public transport
ü Water and electricity
ü Health care
ü Grocery stores
ü Well-constructed roads and
ü Hygiene and public amenities
Rooms
Ensure that the potential purchase has spacious rooms with
excellent ventilation facilities to allow natural light to enter. You can
choose from the following according to your needs:
One bedroom condos or houses with two bedrooms. The latter
is easier to resell.
Houses with three or more bedrooms usually have a higher
resale value than with two bedrooms.
Budget is one of the main considerations; depending on it
decide whether you can go for a newly constructed one or an old house that can
be turned into your dream dwelling with just some repairs.
Exterior
Concentrate on your home exterior to ensure safety to your
family and to enhance the appearance of your house. Check whether there is
adequate parking area. Ensure that there is proper security system. Lighting is
also an important factor to consider for home exteriors.
Purchase
considerations
As soon as you decide to buy a particular home, talk to its
seller and negotiate the price.
ü If you can’t afford to buy it, you
can go for home loans. Take the help of your financial advisor, to get it at
low rate of interest.
ü You can opt for a PPI along with the
loan. Ask your financial advisor to provide you details about it as well as ppi claims.
ü Insurance is crucial for your home.
Go for a home insurance to secure it from future unseen calamities.
ü Ensure that taxes and loans on that
particular house are cleared.
